Aansika Choudhury

Student

Publications

When the Game Becomes a Claim

We watch sport for the moment nobody planned for the injury that ends a season, the collision in the stands, the tackle gone wrong. At its core, sports insurance is about exactly that: covering the financial fallout of accidental injuries, and the liability claims that follow when something goes wrong during a physical activity or athletic event. This piece looks at what that actually means in practice, why it's a harder pricing problem than it looks, and why it's a genuinely interesting space for someone starting out in actuarial work to pay attention to.

Article

Aansika ChoudhurySep 8, 2026 · 6 min read

The 21st of August, in India

Every August 21st, a small community in India quietly celebrates Actuaries' Day, marking the birth anniversary of the country's first actuary. Almost nobody outside that community knows the day exists, which is fitting, because almost nobody outside that community knows what an actuary is, either. This piece looks at why a profession with roots stretching back centuries, and a formal presence in India since the 1940s, is only now inching toward visibility and what it's actually like to spend your career explaining your own job title to everyone you meet.

Article

Aansika ChoudhuryAug 21, 2026 · 6 min read

Why Your Insurance Policy's Numbers Are About to Look Completely Different

Most of us have never thought twice about how an insurance company counts its profit. Cash comes in, a reserve gets set aside, and somehow a number appears on a balance sheet. IFRS 17 (and its Indian counterpart, Ind AS 117) is quietly rewriting that logic, insisting that profit should be recognized only as an insurer actually delivers on its promise to cover you and not the moment your premium lands. This piece is my attempt, as a student still working through the concept myself, to explain what that shift really means: why the old system was more of a convenient fiction than a fair picture, how ideas like the Contractual Service Margin try to fix that, and why a change this technical is quietly going to reshape how everyone, from investors to policyholders reads an insurer's numbers.

Article

Aansika ChoudhuryAug 8, 2026 · 9 min read